Guides & insights

Category: Guides

Clear answers to the questions people actually ask about health insurance, written and reviewed by a licensed insurance agent.

A freelancer comparing health insurance for self-employed workers on a laptop at a cafe Guides Health Insurance for Self-Employed: Essential 2027 Guide Health insurance for self employed workers in 2027: every option, cost drivers, 1099 income and subsidies, the Form 7206 deduction, and how… Read guide → How much does health insurance cost in 2026 — person at a kitchen table reviewing a monthly budget on a laptop Guides How Much Does Health Insurance Cost in 2027? How much does health insurance cost in 2027? Income, age, ZIP, and tier drive it; credits cap benchmark Silver at 2.15%-10.22% of… Read guide → A person comparing COBRA vs Marketplace health insurance options at home after a job change Guides COBRA vs Marketplace: Which Is Cheaper in 2027? COBRA vs Marketplace after a job loss: COBRA keeps your plan at full price, but a subsidized Marketplace plan is usually cheaper.… Read guide → A person comparing bronze vs silver vs gold vs platinum health plans on a laptop in a calm navy-toned room Guides Bronze vs Silver vs Gold vs Platinum (2027 Guide) Bronze vs silver vs gold vs platinum for 2027: actuarial value, premiums, out-of-pocket costs, the silver cost-sharing bonus, and how to pick. Read guide → A person calmly understanding their medical bill while comparing deductible vs out of pocket maximum at a desk Guides Deductible vs Out-of-Pocket Maximum Explained (2027) Deductible vs out of pocket maximum explained: what each means, a side-by-side table, a 2027 example with the federal cap, and what… Read guide → A patient choosing care with a reassuring doctor, illustrating the HMO vs PPO network decision Guides HMO vs PPO vs EPO vs POS: Plan Types Explained HMO vs PPO vs EPO vs POS explained: referrals, out-of-network coverage, cost, and which health plan network is right for you in… Read guide → A person reviewing a higher health insurance bill at a kitchen table after ACA subsidies expiring 2026 Guides ACA Subsidies in 2027: What Changed After the Enhanced Credits Expired ACA subsidies in 2027: the enhanced credits expired Dec 31, 2025. See what changed, the 400% cliff, 2027 income limits, who is… Read guide → Why did my health insurance premium go up in 2026 — person reviewing an insurance letter and laptop Guides Why Did My Health Insurance Premium Go Up for 2027? Why did my health insurance premium go up for 2027? Smaller subsidies since 2025 and new insurer rate hikes. See every reason… Read guide →
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