/*
Theme Name: Honesty Insure
Theme URI: https://honestyinsure.com
Description: Ultra-light, fast, body-only theme for HonestyInsure.com. Lead-gen house style (navy + gold, Sofia Sans Condensed headlines, square buttons), engineered for organic + AI search (AEO/GEO) and Honesty.AI enrollment. No page builder.
Author: Unified Marketing (Adam Segall)
Version: 2.0.0
Requires at least: 6.4
Requires PHP: 8.0
Text Domain: honestyinsure
*/

/* ============ Design tokens (v2.0 house style, 2026-10-14) ============
   Old token names are kept because page bodies use them inline (var(--canvas-2), var(--body)...). */
:root{
  --navy:#0E1C3A; --navy-2:#172B55; --navy-3:#1D3566;
  --brand:#3F6098; --brand-2:#6D8FC2; --brand-ink:#2D4C80;
  --gold:#FFB21E; --gold-2:#F5A000; --gold-ink:#1E1500;
  --ink:#121A2C; --body:#36415A; --muted:#66728A;
  --line:#DFE5EE; --line-2:#EBF0F6;
  --canvas:#ffffff; --canvas-2:#F3F6FA; --canvas-3:#E9F0FA;
  --ok:#17905E; --warn:#B4600A; --bad:#C8452F;
  --maxw:1220px; --readw:740px; --radius:8px; --radius-sm:6px;
  --shadow:0 1px 2px rgba(14,28,58,.05),0 6px 18px rgba(14,28,58,.05);
  --shadow-lg:0 30px 60px -34px rgba(14,28,58,.38);
  --f-head:"Sofia Sans Condensed","Barlow Condensed","Arial Narrow",sans-serif;
  --f-sans:"Sofia Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --f-serif:var(--f-head);
  --step:clamp(1.02rem,.98rem + .2vw,1.13rem);
  color-scheme:light;
}

/* ============ Reset ============ */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;overflow-x:clip}
body{margin:0;font-family:var(--f-sans);font-weight:400;font-size:var(--step);line-height:1.65;color:var(--body);background:var(--canvas);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:clip}
img,svg,video{max-width:100%;height:auto;display:block}
a{color:var(--brand-ink);text-underline-offset:2px}
a:hover{color:var(--brand)}
b,strong{font-weight:700}
h1,h2,h3,h4{color:var(--ink);font-family:var(--f-head);font-weight:800;line-height:1.02;letter-spacing:.005em;margin:0 0 .5em;text-wrap:balance}
h1,h2{text-transform:uppercase}
h1{font-size:clamp(2.6rem,1.9rem + 3vw,4.6rem);line-height:.95}
h2{font-size:clamp(2rem,1.6rem + 1.9vw,3.2rem);margin-top:1.6em}
h3{font-size:clamp(1.35rem,1.2rem + .6vw,1.7rem);font-weight:800;margin-top:1.4em}
h4{font-size:1.15rem}
p,ul,ol,table{margin:0 0 1.1em}
ul,ol{padding-left:1.25em}
li{margin:.3em 0}
hr{border:0;border-top:1px solid var(--line);margin:2.5em 0}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:10px 16px;border-radius:4px;z-index:200;box-shadow:var(--shadow)}
.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ============ Layout ============ */
.wrap{max-width:var(--maxw);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.read{max-width:var(--readw);margin-inline:auto}
.center{text-align:center}
section{padding:clamp(56px,8vw,100px) 0}
.acc{color:var(--gold)}
.acc-b{color:var(--brand)}

/* Rule eyebrow: "— LABEL" */
.eyebrow{display:inline-flex;align-items:center;gap:12px;font:700 .9rem/1.1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--brand);margin-bottom:16px}
.eyebrow::before{content:"";flex:0 0 28px;height:3px;background:currentColor}
.center .eyebrow,.head .eyebrow{justify-content:center}
.on-dark .eyebrow,.hero .eyebrow,.ph .eyebrow,section[style*="--navy"] .eyebrow{color:var(--gold)}

/* Section head */
.head{max-width:860px;margin:0 auto 48px;text-align:center;display:grid;gap:16px;justify-items:center}
.head h2{margin:0}
.head p{color:var(--muted);font-size:1.18rem;max-width:44em;margin:0}
.head .eyebrow{margin:0}

/* ============ Buttons ============ */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:4px;padding:17px 28px;font:800 1.02rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;text-decoration:none;cursor:pointer;white-space:nowrap;transition:background .15s ease,color .15s ease,box-shadow .15s ease}
.btn-primary,.btn-gold{background:var(--gold);color:var(--gold-ink)}
.btn-primary:hover,.btn-gold:hover{background:var(--gold-2);color:var(--gold-ink)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2);color:#fff}
.btn-ghost,.btn-line{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.55)}
.btn-ghost:hover,.btn-line:hover{background:rgba(255,255,255,.08);color:#fff}
.btn-line.dark{color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}
.btn-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ============ Live quote counter bar (every page) ============ */
.qbar{background:var(--gold);color:var(--gold-ink);font:800 1rem/1.2 var(--f-head);letter-spacing:.1em;text-transform:uppercase;text-align:center;padding:11px 16px}
.qbar b,.qpill b,.qlive b{font-weight:900;font-variant-numeric:tabular-nums;letter-spacing:.03em}
.qbar b{font-size:1.45rem;color:var(--navy);vertical-align:-2px;margin-right:4px}
.qbar i,.qpill i,.qlive i{display:inline-block;width:10px;height:10px;border-radius:50%;background:#17905E;margin-right:10px;vertical-align:1px;animation:qpulse 2s infinite}
.bump{animation:qbump .6s ease}
@keyframes qpulse{0%{box-shadow:0 0 0 0 rgba(23,144,94,.55)}70%{box-shadow:0 0 0 9px rgba(23,144,94,0)}100%{box-shadow:0 0 0 0 rgba(23,144,94,0)}}
@keyframes qbump{0%{transform:scale(1.12)}100%{transform:scale(1)}}
.qbar b.bump{display:inline-block}
.qbar-recent{display:block;margin-top:4px;font:600 .9rem/1.3 var(--f-body);letter-spacing:0;text-transform:none;color:var(--navy)}
.qbar-recent[hidden]{display:none}
.qbar-recent:before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--navy);margin-right:8px;vertical-align:2px;opacity:.6}
@media(max-width:520px){.qbar{font-size:.8rem;letter-spacing:.06em;padding:9px 10px}.qbar b{font-size:1.15rem}.qbar .qbar-rate{display:none}.qbar-recent{font-size:.78rem}}
/* Same live count beside the chat launcher (desktop) and in the quote box */
.qpill{position:fixed;right:20px;bottom:108px;z-index:9991;background:var(--navy);color:#fff;border:2px solid var(--gold);border-radius:6px;padding:10px 14px;font:800 .82rem/1.25 var(--f-head);letter-spacing:.1em;text-transform:uppercase;box-shadow:0 14px 30px -12px rgba(14,28,58,.6);max-width:230px}
.qpill b{display:block;font-size:1.6rem;color:var(--gold);line-height:1;margin-bottom:2px}
.qpill i{width:8px;height:8px}
@media(max-width:760px){.qpill{display:none}}
/* Inner pages with the sticky quote sidebar: the floating pill would sit on top of the form (sidebar right edge = (vw+1180)/2,
   pill needs ~266px of right gutter), so below 1720px it hides and the same real count shows docked in the form (.qlive). */
@media(min-width:981px) and (max-width:1719.98px){body:has(.side .qcard) .qpill{display:none}}
.qlive{grid-column:1/-1;margin:0;font:800 1rem/1.3 var(--f-head);letter-spacing:.08em;text-transform:uppercase;color:var(--ink);background:#FFF4D6;border:1px solid #F5D27A;border-radius:4px;padding:10px 12px;text-align:center}
.qlive b{color:var(--navy);font-size:1.25rem}

/* ============ Header ============ */
.site-header{position:sticky;top:0;z-index:100;container-type:inline-size;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.07)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}
.brand{display:flex;align-items:center;gap:10px;font:800 1.5rem/1 var(--f-head);color:#fff;text-decoration:none;letter-spacing:.24em;text-transform:uppercase}
.brand .dot{color:var(--gold)}
.brand--logo{line-height:0}
.site-header .custom-logo-link{display:inline-block;line-height:0}
.site-header .custom-logo{height:26px;width:auto;max-width:220px;display:block}
/* Tagline (registered mark) under the logo, header + drawer + footer. 2.4.0 */
.brand--logo{flex-direction:column;align-items:flex-start;gap:7px;min-width:0}
.brand-tag,.foot-tag,.nav-tag{font:700 .66rem/1 var(--f-sans);letter-spacing:.2em;text-transform:uppercase;color:#C9B78A;white-space:nowrap}
.foot-tag{margin:0 0 14px;color:var(--gold);opacity:.85}
.nav-tag{display:none}
.nav{display:flex;align-items:center;gap:18px}
.hn-list{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.hn-item{position:relative;margin:0}
.hn-split{display:inline-flex;align-items:center}
.hn-top{display:inline-flex;align-items:center;gap:6px;background:none;border:0;cursor:pointer;color:#E3E9F5;text-decoration:none;font:700 .98rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;padding:12px 10px;border-radius:4px;white-space:nowrap;transition:color .15s,background .15s}
.hn-split .hn-top{padding-right:4px}
.hn-toggle--caret{display:inline-flex;align-items:center;justify-content:center;background:none;border:0;cursor:pointer;color:#AFBBD3;padding:12px 8px 12px 4px;border-radius:4px;line-height:1}
.hn-top:hover,.hn-toggle--caret:hover,.hn-item.is-open .hn-top,.hn-item.is-open .hn-toggle--caret{color:#fff;background:rgba(255,255,255,.06)}
.hn-item.is-current>.hn-top,.hn-item.is-current .hn-split .hn-top{color:#fff;box-shadow:inset 0 -3px 0 var(--gold)}
.hn-caret{flex:0 0 auto;transition:transform .18s ease;opacity:.85}
.hn-item.is-open .hn-caret{transform:rotate(180deg)}
.hn-panel{display:none;position:absolute;top:calc(100% + 12px);left:-8px;z-index:110;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:6px;box-shadow:var(--shadow-lg);padding:18px 18px 14px;min-width:280px;max-width:calc(100vw - 32px)}
.hn-panel::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.hn-item--end .hn-panel{left:auto;right:-8px}
.hn-cols-2{width:min(540px,calc(100vw - 32px))}
.hn-item.is-open .hn-panel,.hn-panel:focus-within{display:block}
html:not(.hn-js) .hn-item:hover .hn-panel,html:not(.hn-js) .hn-item:focus-within .hn-panel{display:block}
.hn-panel-title{font:800 1rem/1.1 var(--f-head);letter-spacing:.14em;text-transform:uppercase;color:var(--ink);margin:0 0 8px;padding:0 10px 10px;border-bottom:1px solid var(--line-2)}
.hn-sub{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr;gap:1px}
.hn-cols-2 .hn-sub{grid-template-columns:1fr 1fr;column-gap:8px}
.hn-sub li{margin:0}
.nav .hn-sub a,.nav .hn-all a{display:block;color:var(--body);font-weight:500;font-size:.97rem;line-height:1.35;padding:8px 10px;border-radius:4px;text-decoration:none}
.nav .hn-sub a:hover,.nav .hn-sub a:focus-visible{background:var(--canvas-2);color:var(--brand-ink)}
.nav .hn-sub a[aria-current="page"]{color:var(--brand-ink);font-weight:700;background:var(--canvas-2)}
.hn-all{margin:8px 0 0;padding-top:8px;border-top:1px solid var(--line-2);color:var(--brand)}
.nav .hn-all a{display:inline-block;color:var(--brand-ink);font:800 .92rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase}
.hdr-tel{display:flex;flex-direction:column;align-items:flex-end;color:#fff;text-decoration:none;font:800 1.3rem/1 var(--f-head);letter-spacing:.04em;white-space:nowrap}
.hdr-tel small{font:500 .72rem/1.4 var(--f-sans);color:#AFBBD3;letter-spacing:.02em}
.hdr-tel:hover{color:var(--gold)}
.nav-cta{display:inline-flex;align-items:center;background:var(--gold);color:var(--gold-ink)!important;padding:15px 22px;border-radius:4px;font:800 .95rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;text-decoration:none;white-space:nowrap}
.nav-cta:hover{background:var(--gold-2)}
.navtoggle{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:10px;margin-right:-10px;border-radius:4px}
.navtoggle-bars{display:block;width:24px;height:16px;position:relative}
.navtoggle-bars span{position:absolute;left:0;right:0;height:2px;background:currentColor;transition:transform .2s ease,opacity .2s ease,top .2s ease}
.navtoggle-bars span:nth-child(1){top:0}.navtoggle-bars span:nth-child(2){top:7px}.navtoggle-bars span:nth-child(3){top:14px}
.navtoggle[aria-expanded="true"] .navtoggle-bars span:nth-child(1){top:7px;transform:rotate(45deg)}
.navtoggle[aria-expanded="true"] .navtoggle-bars span:nth-child(2){opacity:0}
.navtoggle[aria-expanded="true"] .navtoggle-bars span:nth-child(3){top:7px;transform:rotate(-45deg)}
/* Container query, not viewport: hi-nav.js mirrors this breakpoint. */
@container (max-width:1060px){
  .navtoggle{display:block}
  .hdr-tel{display:none}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:var(--navy);padding:6px 20px 22px;border-bottom:1px solid rgba(255,255,255,.1);box-shadow:0 18px 40px rgba(0,0,0,.35);max-height:calc(100vh - 78px);max-height:calc(100dvh - 78px);overflow-y:auto;overscroll-behavior:contain}
  .nav.open{display:flex}
  .hn-list{flex-direction:column;align-items:stretch;gap:0}
  .hn-item{border-bottom:1px solid rgba(255,255,255,.08)}
  .hn-split{display:flex;width:100%}
  .hn-top{width:100%;justify-content:space-between;font-size:1.08rem;padding:16px 4px;border-radius:0}
  .hn-split .hn-top{width:auto;flex:1}
  .hn-toggle--caret{padding:16px 6px 16px 18px;border-left:1px solid rgba(255,255,255,.08);border-radius:0}
  .hn-top:hover,.hn-toggle--caret:hover,.hn-item.is-open .hn-top,.hn-item.is-open .hn-toggle--caret{background:none}
  .hn-item.is-current>.hn-top,.hn-item.is-current .hn-split .hn-top{box-shadow:none;color:var(--gold)}
  .hn-caret{width:12px;height:12px}
  .hn-panel,.hn-cols-2{position:static;width:auto;min-width:0;max-width:none;background:transparent;border:0;box-shadow:none;border-radius:0;padding:0 0 12px}
  .hn-panel::before{display:none}
  .hn-panel-title{display:none}
  .hn-cols-2 .hn-sub{grid-template-columns:1fr 1fr}
  .nav .hn-sub a,.nav .hn-all a{color:#C7D2E8;padding:9px 12px;font-size:.98rem}
  .nav .hn-sub a:hover,.nav .hn-sub a:focus-visible{background:rgba(255,255,255,.06);color:#fff}
  .nav .hn-sub a[aria-current="page"]{background:rgba(255,178,30,.14);color:#fff}
  .hn-all{border-top-color:rgba(255,255,255,.08)}
  .nav .hn-all a{color:var(--gold)}
  .nav-cta{justify-content:center;margin-top:18px;padding:17px 18px;font-size:1.05rem}
  .nav-tag{display:block;text-align:center;margin:16px 0 0;color:#9FB2DD}
}
@media(max-width:640px){.site-header .wrap{min-height:66px}.site-header .custom-logo{height:21px}.brand--logo{gap:6px}.brand-tag{font-size:.6rem;letter-spacing:.16em}}
@media(max-width:360px){.brand-tag{font-size:.54rem;letter-spacing:.12em}}
@media(max-width:420px){#hn-sub-guides .hn-sub{grid-template-columns:1fr}}

/* ============ Home hero (full-bleed photo under a navy gradient) ============ */
.hero{position:relative;color:#fff;background:var(--navy);overflow:hidden;isolation:isolate}
.hero h1{color:#fff}
.hero p.lede,.hero .lede{font-size:clamp(1.1rem,1rem + .45vw,1.35rem);color:#E7ECF6;max-width:36em;margin:0}
.hero .lede strong{display:block;color:#fff;font:800 clamp(1.35rem,1.15rem + .8vw,1.75rem)/1.15 var(--f-head);text-transform:uppercase;letter-spacing:.02em;margin-bottom:8px}
.hero--photo{background:var(--navy) var(--hero) center 35%/cover no-repeat;padding:0}
.hero--photo::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(14,28,58,.88) 0%,rgba(14,28,58,.68) 38%,rgba(14,28,58,.16) 66%,rgba(14,28,58,0) 100%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,760px) minmax(0,1fr);gap:40px;align-items:center;padding-top:clamp(48px,6vw,72px);padding-bottom:clamp(56px,7vw,84px)}
.hero-copy{display:grid;gap:22px;justify-items:start;min-width:0}
.hero-copy h1{margin:0;max-width:13ch}
.hero-copy .eyebrow{margin:0}
.tags{display:grid;gap:6px;font:800 1.12rem/1.2 var(--f-head);letter-spacing:.14em;text-transform:uppercase}
.pill{display:inline-flex;align-items:center;gap:12px;border:1.5px solid rgba(255,178,30,.55);border-radius:40px;padding:10px 18px 10px 12px;font:800 .95rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;color:#fff}
.pill i{width:22px;height:22px;border-radius:50%;background:var(--gold);display:grid;place-items:center;color:var(--gold-ink);font-style:normal;font-size:13px}
.hero-side{min-width:0}
.hero-note{color:#AFBBD3;font-size:.9rem;margin:0}
@media(max-width:900px){
  .hero--photo{background-size:auto 480px;background-position:62% 0}
  .hero--photo::before{background:linear-gradient(180deg,rgba(14,28,58,.12) 0%,rgba(14,28,58,.5) 180px,rgba(14,28,58,.94) 390px,var(--navy) 480px)}
  .hero-grid{grid-template-columns:1fr;padding-top:220px}
  .hero-side:empty{display:none}
}

/* Hero video: rotating seamless loops behind the gradient; poster image shows until playback starts. */
.hero-media{position:absolute;inset:0;z-index:-2;overflow:hidden;background:inherit}
.hero-media video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% center;opacity:0;transition:opacity 1.2s ease}
.hero-media video.is-on{opacity:1}
@media(max-width:900px){.hero-media{bottom:auto;height:480px}.hero-media video{object-position:center top}}
@media(prefers-reduced-motion:reduce){.hero-media video{display:none}}

/* Open-enrollment countdown + "can't wait" line */
.oe{display:grid;gap:12px;width:100%;max-width:760px;border:1.5px solid rgba(255,178,30,.5);border-radius:6px;padding:16px 18px;background:rgba(14,28,58,.55);backdrop-filter:blur(6px)}
.oe-count{display:flex;align-items:center;justify-content:space-between;gap:10px 18px;flex-wrap:wrap}
.oe-label{font:800 .95rem/1.2 var(--f-head);letter-spacing:.12em;text-transform:uppercase;color:#fff}
.oe-clock{display:inline-flex;align-items:baseline;gap:4px 6px}
.oe-clock b{font:900 2rem/1 var(--f-head);color:var(--gold);font-variant-numeric:tabular-nums;min-width:1.25em;text-align:right}
.oe-clock i{font:700 .72rem/1 var(--f-head);font-style:normal;letter-spacing:.14em;text-transform:uppercase;color:#C5CFE3;margin-right:8px}
.oe-clock i:last-child{margin-right:0}
.oe-asap{display:flex;align-items:center;justify-content:space-between;gap:14px 20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.16);padding-top:14px}
.oe-asap b{display:block;font:800 clamp(1.5rem,1.2rem + 1vw,1.9rem)/1.05 var(--f-head);text-transform:uppercase;color:var(--gold)}
.oe-asap span{display:block;color:#fff;font-size:1.12rem;font-weight:600;margin-top:4px}
.oe-asap .btn{padding:15px 22px}
.hero .hi-chatting .oe{display:none}
@media(max-width:520px){.oe-clock b{font-size:1.6rem}.oe-clock i{margin-right:4px}}

/* Phones/tablets: centered hero */
@media(max-width:900px){
  .hero-copy{justify-items:center;text-align:center}
  .hero-copy h1{max-width:none}
  .hero-copy .eyebrow{justify-content:center}
  .hero-copy .lede{margin-inline:auto}
  .tags{justify-items:center}
  .qbox{text-align:left}
  .qnote{justify-content:center;text-align:center}
  .qnote span,.qnote a{flex:1 1 100%}
  .oe{text-align:center;justify-items:center}
  .oe-count{flex-direction:column;justify-content:center}
  .oe-clock{justify-content:center}
  .oe-asap{flex-direction:column;justify-content:center}
  .oe-asap .btn{width:100%}
  .qtrust{justify-content:center}
}
@media(max-width:520px){.hero-copy .eyebrow::before{display:none}.oe{padding:14px}}

/* Quote box: who + ZIP -> opens Honesty with the question filled in */
.qbox{background:#fff;color:var(--ink);border-radius:6px;padding:22px;display:grid;grid-template-columns:1.25fr .9fr auto;gap:14px;align-items:end;width:100%;max-width:760px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);margin:0}
.field{display:grid;gap:7px;min-width:0}
.field label{font:800 .8rem/1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.field select,.field input{width:100%;height:56px;border:1.5px solid var(--line);border-radius:4px;padding:0 14px;font:500 1.08rem var(--f-sans);color:var(--ink);background:var(--canvas-2);appearance:none;-webkit-appearance:none}
.field select{background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),linear-gradient(135deg,var(--muted) 50%,transparent 50%);background-position:calc(100% - 20px) 50%,calc(100% - 14px) 50%;background-size:6px 6px;background-repeat:no-repeat;padding-right:36px}
.field input{letter-spacing:.08em;font-variant-numeric:tabular-nums}
.field select:focus,.field input:focus{outline:0;border-color:var(--brand);background-color:#fff}
.qbox .btn{height:56px}
.qtrust{grid-column:1/-1;list-style:none;margin:2px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px}
.qtrust li{display:inline-flex;align-items:center;gap:8px;margin:0;font:800 1.08rem/1.2 var(--f-head);letter-spacing:.06em;text-transform:uppercase;color:var(--ink)}
.qtrust li::before{content:"\2713";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--ok);color:#fff;font:900 .8rem/1 var(--f-sans)}
.qcard .qtrust li{font-size:.95rem}
.qnote{grid-column:1/-1;font-size:.9rem;color:var(--muted);display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;margin:0}
.qnote a{font-weight:700;color:var(--brand-ink)}
@media(max-width:900px){.qbox{grid-template-columns:1fr}}
/* While chatting inline, the quote box gives way to the conversation + composer. */
.hero .chatbar{display:none}
.hero .hi-chatting .chatbar{display:flex}
.hero .hi-chatting .qbox,.hero .hi-chatting .pill{display:none}

/* ============ Stats band ============ */
.stats{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}
.stats>div{padding:6px 18px;border-right:1px solid var(--line);display:grid;gap:8px}
.stats>div:last-child{border-right:0}
.stats b{display:block;font:900 clamp(2.4rem,1.8rem + 2vw,3.4rem)/1 var(--f-head);color:var(--ink)}
.stats b .u{font-size:.5em;color:var(--brand);margin-left:4px}
.stats span{display:block;color:var(--muted);font:700 .85rem/1.3 var(--f-head);letter-spacing:.16em;text-transform:uppercase}
.statband{background:var(--navy-2);color:#fff;padding:0;border-top:1px solid rgba(255,255,255,.08)}
.statband .stats>div{padding:34px 12px;border-right-color:rgba(255,255,255,.1)}
.statband .stats b{color:var(--gold)}
.statband .stats span{color:#C8D2E6}
@media(max-width:800px){.stats{grid-template-columns:1fr 1fr}.stats>div:nth-child(2){border-right:0}.statband .stats>div:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.1)}.stats:not(.statband .stats){gap:26px 0}}

/* ============ Carrier strip ============ */
.carriers{background:#fff;padding:34px 0 30px;border-bottom:1px solid var(--line);text-align:center}
.carriers-h{font:800 .9rem/1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin:0 0 18px}
.carrier-list{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:12px 34px}
.carrier-list li{margin:0;font:800 clamp(1.15rem,1rem + .5vw,1.45rem)/1.1 var(--f-head);letter-spacing:.02em;color:var(--navy-2);opacity:.85}
/* One-line scrolling carrier strip (home). The list is in the markup twice so the -50% loop is seamless. */
.carrier-marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.carrier-marquee .carrier-list{flex-wrap:nowrap;justify-content:flex-start;width:max-content;gap:0;animation:hi-carriers 60s linear infinite}
.carrier-marquee .carrier-list li{flex:none;white-space:nowrap;padding:0 26px}
.carrier-marquee:hover .carrier-list{animation-play-state:paused}
@keyframes hi-carriers{to{transform:translateX(-50%)}}
@media(max-width:760px){.carrier-marquee .carrier-list{animation-duration:45s}.carrier-marquee .carrier-list li{padding:0 18px}}
@media(prefers-reduced-motion:reduce){.carrier-marquee{-webkit-mask-image:none;mask-image:none}.carrier-marquee .carrier-list{animation:none;width:auto;flex-wrap:wrap;justify-content:center;gap:12px 0}.carrier-marquee .carrier-list li[aria-hidden]{display:none}}
.carriers-note{margin:16px auto 0;font-size:.82rem;color:var(--muted);max-width:60em}

/* ============ Scorecard: the usual way vs Honesty ============ */
.sc-sec{background:var(--canvas-2)}
.sc{display:grid;grid-template-columns:210px 1fr 1fr;background:#fff;border-radius:8px;overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid var(--line)}
.sc>div{padding:22px 26px;border-bottom:1px solid var(--line);min-width:0}
.sc .k{background:var(--canvas-2);font:800 .95rem/1.2 var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);display:flex;align-items:center}
.sc .them strong,.sc .us strong{display:block;font:800 clamp(1.6rem,1.3rem + 1vw,2.1rem)/1 var(--f-head);text-transform:uppercase;margin-bottom:6px}
.sc .them strong{color:var(--bad)}
.sc .them{font-size:1rem;color:var(--muted)}
.sc .us{background:var(--navy);color:#DCE4F2;font-size:1rem;border-left:4px solid var(--gold);border-bottom-color:rgba(255,255,255,.1)}
.sc .us strong{color:var(--gold)}
.sc .hd{font:800 1rem/1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;padding-top:20px;padding-bottom:20px}
.sc .hd.us{color:#fff}
.sc>div.last{border-bottom:0}
.sc-foot{margin:18px 0 0;text-align:center;font-size:.88rem;color:var(--muted)}
@media(max-width:820px){.sc{grid-template-columns:1fr 1fr}.sc .k{grid-column:1/-1;padding-top:12px;padding-bottom:12px}.sc .hd.k{display:none}.sc>div{padding:16px}}

/* ============ How it works ============ */
.how{display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:72px;align-items:center}
.how .head{text-align:left;justify-items:start;margin:0}
.how .head .eyebrow{justify-content:flex-start}
.how-steps{display:grid;margin:30px 0 0;border-top:1px solid var(--line);padding:0;list-style:none}
.how-steps li{display:grid;grid-template-columns:72px 1fr;gap:20px;padding:24px 0;border-bottom:1px solid var(--line);margin:0}
.how-steps .n{font:900 2.9rem/1 var(--f-head);color:var(--gold)}
.how-steps h3{margin:0;font-size:1.85rem;text-transform:uppercase}
.how-steps p{color:var(--muted);margin:6px 0 0}
.device{background:var(--navy);border-radius:42px;padding:12px;box-shadow:0 40px 70px -30px rgba(14,28,58,.55)}
.screen{background:#fff;border-radius:32px;overflow:hidden;display:flex;flex-direction:column;height:560px}
.screen .top{display:flex;align-items:center;gap:12px;padding:16px 18px;background:var(--navy-2);color:#fff;font:800 1.1rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase}
.screen .top small{display:block;font:600 .75rem var(--f-sans);letter-spacing:0;text-transform:none;color:#7EE0B0;margin-top:3px}
.screen .top img{width:32px;height:32px;border-radius:50%;object-fit:cover;object-position:center top;background:#dce6f7}
.msgs{flex:1;overflow:hidden;padding:16px;display:flex;flex-direction:column;gap:10px;font-size:.94rem;line-height:1.45}
.m{max-width:86%;padding:10px 13px;border-radius:14px}
.m.bot{background:var(--canvas-2);color:var(--ink);border-bottom-left-radius:3px}
.m.me{background:var(--brand);color:#fff;margin-left:auto;border-bottom-right-radius:3px}
.plan{background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px 12px;margin-top:7px;font-size:.88rem;display:flex;justify-content:space-between;gap:8px;align-items:center}
.plan b{font:800 1rem var(--f-head);letter-spacing:.06em;text-transform:uppercase;display:block}
.plan .tag{font:800 .7rem var(--f-head);letter-spacing:.12em;text-transform:uppercase;color:var(--ok);border:1.5px solid currentColor;padding:3px 7px;border-radius:3px;white-space:nowrap}
.composer{display:flex;gap:8px;padding:12px;border-top:1px solid var(--line)}
.composer span{flex:1;border:1.5px solid var(--line);border-radius:4px;padding:11px 12px;font-size:.94rem;color:var(--muted);background:var(--canvas-2)}
.composer b{border-radius:4px;background:var(--gold);color:var(--gold-ink);font:800 .85rem var(--f-head);letter-spacing:.12em;text-transform:uppercase;padding:0 16px;display:grid;place-items:center}
@media(max-width:960px){.how{grid-template-columns:1fr;gap:48px}.device{max-width:400px;margin:0 auto;width:100%}}

/* ============ 2027 by the numbers ============ */
.yr{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.yr::after{content:"";position:absolute;right:-200px;top:-200px;width:700px;height:700px;background:radial-gradient(closest-side,rgba(63,96,152,.45),transparent);pointer-events:none}
.yr h2{color:#fff}
.yr .head p{color:#C5CFE3}
.nums{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative;z-index:1}
.num{border:1px solid rgba(255,255,255,.14);border-radius:8px;padding:28px 24px;display:grid;gap:10px;align-content:start;background:rgba(255,255,255,.03)}
.num strong{font:900 clamp(3rem,2.4rem + 2vw,4rem)/1 var(--f-head);color:var(--gold)}
.num p{color:#DCE4F2;font-size:1.02rem;margin:0}
.num small{color:#93A1BE;font-size:.82rem}
.yr .center{margin-top:44px;position:relative;z-index:1}
@media(max-width:980px){.nums{grid-template-columns:1fr 1fr}}
@media(max-width:540px){.nums{grid-template-columns:1fr}}

/* ============ Who we help (photo cards) ============ */
.who-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.who{position:relative;border-radius:8px;overflow:hidden;min-height:430px;display:flex;align-items:flex-end;color:#fff;text-decoration:none;background:var(--navy) center/cover no-repeat;isolation:isolate}
.who::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(14,28,58,0) 30%,rgba(14,28,58,.92) 100%);transition:background .25s}
.who:hover{color:#fff}
.who:hover::before{background:linear-gradient(180deg,rgba(14,28,58,.1) 10%,rgba(14,28,58,.95) 100%)}
.who>span{padding:24px;display:grid;gap:8px}
.who b{font:800 2.2rem/1 var(--f-head);text-transform:uppercase}
.who em{font-style:normal;font-size:.98rem;color:#DCE4F2;line-height:1.5}
.who i{font:800 .88rem var(--f-head);font-style:normal;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
@media(max-width:1000px){.who-grid{grid-template-columns:1fr 1fr}}
@media(max-width:540px){.who-grid{grid-template-columns:1fr}.who{min-height:330px}}

/* ============ Guide tiles ============ */
.gd-sec{background:var(--canvas-2)}
.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.g{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px;display:grid;gap:10px;align-content:start;text-decoration:none;color:var(--body);transition:border-color .2s,transform .2s}
.g:hover{border-color:var(--brand);transform:translateY(-2px);color:var(--body)}
.g .meta{font:800 .8rem var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--brand)}
.g b{font:800 1.65rem/1.02 var(--f-head);text-transform:uppercase;color:var(--ink)}
.g em{font-style:normal;color:var(--muted);font-size:1rem}
.g i{font:800 .88rem var(--f-head);font-style:normal;letter-spacing:.14em;text-transform:uppercase;color:var(--ink)}
@media(max-width:1000px){.guides{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.guides{grid-template-columns:1fr}}

/* ============ Privacy row ============ */
.priv{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.priv>div{padding:34px 30px;border-right:1px solid var(--line);display:grid;gap:10px;align-content:start}
.priv>div:last-child{border-right:0}
.priv h3{margin:0;font-size:1.75rem;text-transform:uppercase}
.priv h3 span{color:var(--ok)}
.priv p{color:var(--muted);margin:0}
@media(max-width:820px){.priv{grid-template-columns:1fr}.priv>div{border-right:0;border-bottom:1px solid var(--line)}.priv>div:last-child{border-bottom:0}}

/* ============ Gold final CTA band ============ */
.final{background:var(--gold);color:var(--gold-ink);text-align:center}
.final .wrap{display:grid;gap:20px;justify-items:center}
.final h2{margin:0;color:var(--gold-ink);font-size:clamp(2.4rem,1.8rem + 2.8vw,4.4rem)}
.final p{font-size:1.2rem;max-width:36em;margin:0}
.final .btn{background:var(--navy);color:#fff}
.final .btn:hover{background:var(--navy-2)}
.final .tel2{font:800 1.35rem var(--f-head);letter-spacing:.06em;color:var(--gold-ink);text-decoration:none}

/* ============ FAQ ============ */
.faq{margin:1.5em 0}
.faq details{border:1px solid var(--line);border-radius:6px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq summary{cursor:pointer;padding:18px 52px 18px 22px;font:800 1.2rem/1.2 var(--f-head);letter-spacing:.02em;color:var(--ink);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);color:var(--gold-2);font:800 1.6rem/1 var(--f-head)}
.faq details[open] summary::after{content:"\2212"}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq .faq-a{padding:16px 22px 4px}

/* ============ Inner pages: navy page header + content/sidebar ============ */
.ph{background:var(--navy);color:#fff;padding:0;position:relative;overflow:hidden}
.ph::after{content:"";position:absolute;right:-220px;top:-260px;width:640px;height:640px;background:radial-gradient(closest-side,rgba(63,96,152,.4),transparent);pointer-events:none}
.ph .wrap{position:relative;z-index:1;padding-top:clamp(30px,4vw,44px);padding-bottom:clamp(38px,5vw,54px);display:grid;gap:16px;justify-items:start}
.ph h1{color:#fff;margin:0;max-width:20ch;font-size:clamp(2.4rem,1.8rem + 2.6vw,4.2rem)}
/* Header-band photo: right side, fading into navy behind the text. Mobile: full-bleed, darker. */
.ph--photo .ph-img{position:absolute;top:0;right:0;width:62%;height:100%;object-fit:cover;object-position:center 30%;z-index:0;max-width:none}
.ph--photo::before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(90deg,var(--navy) 0%,var(--navy) 38%,rgba(14,28,58,.82) 52%,rgba(14,28,58,.35) 72%,rgba(14,28,58,.12) 100%),linear-gradient(0deg,rgba(14,28,58,.55),transparent 45%)}
.ph--photo::after{display:none}
.ph--photo .wrap{z-index:2;min-height:clamp(300px,30vw,400px);align-content:center}
@media(max-width:760px){
  .ph--photo .ph-img{width:100%;object-position:center 25%}
  .ph--photo::before{background:linear-gradient(180deg,rgba(14,28,58,.5) 0%,rgba(14,28,58,.66) 50%,rgba(14,28,58,.92) 100%)}
  .ph--photo h1,.ph--photo .byline,.ph--photo .crumb{text-shadow:0 2px 14px rgba(8,16,36,.6)}
  .ph--photo .wrap{min-height:0}
}
.ph .crumb{padding:0;font:700 .82rem/1.4 var(--f-head);letter-spacing:.14em;text-transform:uppercase;color:#93A1BE}
.ph .crumb a{color:#C5CFE3;text-decoration:none}
.ph .crumb a:hover{color:var(--gold)}
.byline{display:flex;align-items:center;gap:12px;font-size:.95rem;color:#C5CFE3;margin:0}
.byline .face{flex:0 0 44px;width:44px;height:44px;border-radius:50%;background:var(--gold);display:grid;place-items:center;font:900 1.1rem var(--f-head);color:var(--gold-ink)}
.byline b{color:#fff}
.ip{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(36px,5vw,64px);align-items:start}
.ip .read{max-width:var(--readw);margin:0}
.ip--solo{grid-template-columns:minmax(0,1fr)}
.ip--solo .read{margin-inline:auto}
.side{position:sticky;top:104px;display:grid;gap:16px}
.qcard{background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:8px;padding:24px;display:grid;gap:12px;box-shadow:var(--shadow-lg)}
.qcard h3{margin:0;font-size:1.9rem;text-transform:uppercase}
.qcard p{color:var(--muted);font-size:.95rem;margin:0}
.qcard .qbox{box-shadow:none;padding:0;grid-template-columns:1fr;gap:12px}
.qcard .qbox .btn{width:100%}
.qcard .qnote{font-size:.85rem}
.lic{background:var(--canvas-2);border-radius:8px;padding:20px;font-size:.9rem;color:var(--muted)}
.lic .eyebrow{margin-bottom:8px;font-size:.8rem}
.lic p{margin:0}
@media(max-width:980px){.ip{grid-template-columns:minmax(0,1fr)}.side{display:none}}

/* ============ Article / content ============ */
.article{padding:clamp(36px,5vw,60px) 0 clamp(48px,6vw,80px);background:#fff}
.article .read{font-size:1.08rem}
.article .read>*{scroll-margin-top:100px}
.article .read>h1:first-child{margin-top:0}
.article .read h2{font-size:clamp(1.9rem,1.5rem + 1.6vw,2.7rem);margin-top:1.6em;padding-top:0}
.article .read h2::before{content:"";display:block;width:36px;height:4px;background:var(--gold);margin-bottom:16px}
.article .read h3{color:var(--ink);text-transform:none;font-size:clamp(1.35rem,1.2rem + .6vw,1.65rem)}
.article .read p a,.article .read li a,.article .read td a{color:var(--brand-ink);text-decoration:underline;text-decoration-color:rgba(63,96,152,.35);text-underline-offset:3px;font-weight:600}
.article .read p a:hover,.article .read li a:hover{color:var(--brand);text-decoration-color:var(--brand)}
.article .read ul{list-style:none;padding-left:0}
.article .read ul>li{position:relative;padding-left:1.6em;margin:.55em 0}
.article .read ul>li::before{content:"";position:absolute;left:.1em;top:.68em;width:8px;height:8px;background:var(--gold)}
.article .read ol{counter-reset:li;list-style:none;padding-left:0}
.article .read ol>li{position:relative;padding-left:2.5em;margin:.75em 0}
.article .read ol>li::before{counter-increment:li;content:counter(li,decimal-leading-zero);position:absolute;left:0;top:-.05em;font:900 1.2em/1.2 var(--f-head);color:var(--gold-2)}
.article .read .toc ol,.article .read .faq ol,.article .read .cta-band ol{counter-reset:none}
.article .read .toc ol>li,.faq ol>li{padding-left:0}
.article .read .toc ol>li::before,.faq ol>li::before{display:none}
.article .read img{border-radius:8px;margin:1.4em 0}
.article .read blockquote{background:var(--canvas-2);border-left:4px solid var(--gold);border-radius:0 6px 6px 0;padding:16px 22px;font-style:normal;font-size:1.1rem;color:var(--ink)}
.answer{position:relative;background:var(--canvas-2);border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:6px;padding:46px 24px 20px;font-size:1.1rem;color:var(--ink);margin:0 0 1.6em}
.answer::before{content:"The short answer";position:absolute;top:18px;left:24px;display:flex;align-items:center;gap:10px;font:800 .82rem/1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--brand)}
.answer p:last-child{margin-bottom:0}
.answer strong{color:var(--ink)}
.lastupdated{font-size:.88rem;color:var(--muted);margin-bottom:1.4em}
blockquote{margin:1.4em 0;padding:4px 0 4px 20px;border-left:3px solid var(--gold);color:var(--ink)}
.toc{background:#fff;border:1px solid var(--line);border-radius:6px;padding:20px 24px;margin:0 0 2em}
.toc strong{display:block;font:800 .82rem/1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}
.toc ol{margin:0;columns:2;gap:28px;padding-left:1.1em}
.toc li{margin:.25em 0;break-inside:avoid}
.toc a{color:var(--brand-ink);font-weight:600;text-decoration:none}
.toc a:hover{text-decoration:underline}
@media(max-width:620px){.toc ol{columns:1}}

/* tables */
.tbl{width:100%;border-collapse:collapse;font-size:.98rem;margin:1.2em 0;border:1px solid var(--line);border-radius:6px;overflow:hidden}
.tbl caption{text-align:left;font-weight:700;color:var(--ink);padding:0 0 8px}
.tbl th,.tbl td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line)}
.tbl thead th{background:var(--navy);color:#fff;font:800 .88rem/1.2 var(--f-head);letter-spacing:.12em;text-transform:uppercase}
.tbl tbody tr:nth-child(even){background:var(--canvas-2)}
.tbl tbody tr:hover{background:var(--canvas-3)}
.tbl-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}

/* callouts */
.note{border:1px solid var(--line);border-left:5px solid var(--brand);border-radius:6px;padding:16px 20px;margin:1.4em 0;background:#fff}
.note.tip{border-color:#BFE3CD;border-left-color:var(--ok);background:#F1FBF5}
.note.warn{border-color:#F3DCB8;border-left-color:var(--gold-2);background:#FFF8EC}
.note b{color:var(--ink)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;text-decoration:none;color:var(--body);transition:border-color .18s ease,transform .18s ease;display:block}
.card:hover{border-color:var(--brand);transform:translateY(-2px);color:var(--body)}
.card h3{margin:.1em 0 .35em;font-size:1.55rem;text-transform:uppercase}
.card .arrow{color:var(--ink);font:800 .88rem var(--f-head);letter-spacing:.14em;text-transform:uppercase}

/* EEAT author/review box */
.eeat{display:flex;gap:16px;align-items:flex-start;background:var(--canvas-2);border:1px solid var(--line);border-radius:8px;padding:20px 22px;margin:2.4em 0 0;font-size:.95rem}
.eeat .ava{flex:0 0 52px;width:52px;height:52px;border-radius:50%;background:var(--gold);color:var(--gold-ink);display:flex;align-items:center;justify-content:center;font:900 1.2rem var(--f-head)}
.eeat .meta b{color:var(--ink)}
.eeat .meta span{color:var(--muted)}

/* ============ CTA bands ============ */
.cta-band{background:var(--navy);color:#fff;border-radius:8px;border-top:5px solid var(--gold);padding:clamp(28px,5vw,48px);text-align:center;position:relative;overflow:hidden;margin:2.4em 0}
.cta-band::after{content:"";position:absolute;right:-160px;top:-180px;width:460px;height:460px;background:radial-gradient(closest-side,rgba(63,96,152,.45),transparent);pointer-events:none}
.cta-band>*{position:relative;z-index:1}
.cta-band h2{color:#fff;margin-top:0}
.article .read .cta-band h2::before{margin-inline:auto}
.cta-band p{color:#C7D2E8;max-width:560px;margin-inline:auto}
.cta-inline{background:var(--navy);color:#fff;border-radius:8px;padding:22px 24px;margin:2em 0;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta-inline .t b{display:block;color:#fff;font:800 1.5rem/1.1 var(--f-head);text-transform:uppercase;letter-spacing:.02em}
.cta-inline .t span{color:#C5CFE3;font-size:.95rem}

/* ============ Footer ============ */
.site-footer{background:var(--navy);color:#AFBBD3;font-size:.93rem;padding:56px 0 30px}
.site-footer a{color:#DCE4F2;text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.foot-grid{display:grid;grid-template-columns:1.5fr repeat(5,minmax(0,1fr));gap:28px;margin-bottom:30px}
.foot-grid>div:first-child{min-width:0}
.foot-grid li{line-height:1.4}
.foot-all a{font-weight:700;color:#fff}
@media(max-width:1060px){.foot-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.foot-grid>div:first-child{grid-column:1/-1}}
@media(max-width:640px){.foot-grid{grid-template-columns:1fr 1fr;gap:26px 20px}}
.foot-grid h4{color:#fff;font:800 .9rem/1 var(--f-head);letter-spacing:.16em;text-transform:uppercase;margin:0 0 14px}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{margin:7px 0}
.disclaimer{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:.82rem;color:#8FA0C6;line-height:1.6}
.credit{margin:0 0 14px}
.credit a{display:inline-flex;align-items:center;gap:10px;color:#8FA0C6;font:700 .78rem/1 var(--f-head);letter-spacing:.14em;text-transform:uppercase}
.credit a:hover{color:#fff}
.credit .um-logo{height:13px;width:auto;opacity:.85}
.credit a:hover .um-logo{opacity:1}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin:12px 0 16px}
.badge{font:800 .78rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;color:#C7D2E8;border:1px solid rgba(255,255,255,.2);border-radius:3px;padding:7px 10px}

/* ============ Breadcrumb (fallback outside .ph) ============ */
.crumb{font-size:.85rem;color:var(--muted);padding:14px 0 0}
.crumb a{color:var(--muted);text-decoration:none}
.crumb a:hover{color:var(--brand)}

/* ============ Legacy home blocks still used on some pages ============ */
.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 1.3em}
.steps>li{counter-increment:s;position:relative;padding-left:3.2em;margin:1.05em 0}
.steps>li::before{content:counter(s,decimal-leading-zero);position:absolute;left:0;top:-.1em;font:900 1.9rem/1 var(--f-head);color:var(--gold-2)}
.promises{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}
.promise{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:8px;padding:26px}
.promise h3{font-size:1.5rem;margin:0 0 .45em;text-transform:uppercase}
.promise p{margin:0;font-size:.98rem}
.vs{display:grid;grid-template-columns:1fr 1fr;gap:20px;max-width:920px;margin:0 auto}
.vs-col{border-radius:8px;padding:28px 30px}
.vs-col h3{font-size:1.6rem;margin:0 0 16px;text-transform:uppercase}
.vs-col ul{list-style:none;padding:0;margin:0}
.vs-col li{position:relative;padding-left:32px;margin:13px 0;line-height:1.5}
.vs-old{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12)}
.vs-old h3,.vs-old li{color:#AAB9D6}
.vs-old li::before{content:"\00d7";position:absolute;left:4px;top:-1px;color:var(--bad);font-weight:700;font-size:1.2em}
.vs-honesty{background:rgba(63,96,152,.24);border:1px solid var(--gold)}
.vs-honesty h3{color:#fff}
.vs-honesty li{color:#EAF0FB}
.vs-honesty li::before{content:"\2713";position:absolute;left:3px;top:0;color:var(--gold);font-weight:800}
@media(max-width:700px){.vs{grid-template-columns:1fr}}
.trust-row{display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:center;align-items:center}
.trust-row span{display:inline-flex;align-items:center;gap:8px;color:var(--ink);font-weight:600;font-size:.95rem}
.trust-row span::before{content:"\2713";color:var(--ok);font-weight:800}

/* ============ Chat field + starters ============ */
.chatbar{display:flex;align-items:center;gap:8px;background:#fff;border:1.5px solid var(--line);border-radius:6px;padding:6px 6px 6px 14px;box-shadow:var(--shadow-lg);max-width:640px;width:100%;cursor:text;margin:0}
.chatbar-ava{flex:0 0 36px;width:36px;height:36px;border-radius:50%;object-fit:cover;object-position:center top;background:#dce6f7;margin-right:2px}
.chatbar input{flex:1;border:0;outline:0;font:500 1.05rem var(--f-sans);color:var(--ink);background:transparent;min-width:0;padding:12px 0}
.chatbar input::placeholder{color:var(--muted)}
.chatbar button{flex:0 0 auto;border:0;cursor:pointer;background:var(--gold);color:var(--gold-ink);border-radius:4px;padding:15px 20px;font:800 .95rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;white-space:nowrap}
.chatbar button:hover{background:var(--gold-2)}
.chatbar button:disabled{opacity:.6;cursor:default}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.chip{background:#fff;border:1px solid var(--line);color:var(--ink);border-radius:4px;padding:10px 16px;font:700 .9rem/1 var(--f-head);letter-spacing:.1em;text-transform:uppercase;cursor:pointer;text-decoration:none}
.chip:hover{border-color:var(--brand);color:var(--brand-ink)}
.ask-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.ask-q{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px 22px;text-decoration:none;transition:border-color .15s}
.ask-q:hover{border-color:var(--brand)}
.ask-q b{display:block;font:800 1.3rem/1.1 var(--f-head);text-transform:uppercase;color:var(--ink)}
.ask-q span{display:block;margin-top:10px;color:var(--brand);font:800 .85rem var(--f-head);letter-spacing:.14em;text-transform:uppercase}

/* Floating launcher (fallback before the widget loads) + mobile action bar */
.hi-launcher{position:fixed;right:20px;bottom:20px;z-index:120;display:inline-flex;align-items:center;gap:11px;background:var(--gold);color:var(--gold-ink);border-radius:4px;padding:8px 20px 8px 8px;box-shadow:0 14px 30px -12px rgba(14,28,58,.6);text-decoration:none;font:800 .95rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase}
.hi-launcher:hover{background:var(--gold-2);color:var(--gold-ink)}
.hi-launcher img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:center top;background:#fff;flex:0 0 40px}
.hi-launcher .dot{display:none}
.mbar{display:none}
@media(max-width:760px){
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:115;background:var(--navy);gap:10px;padding:10px max(12px,env(safe-area-inset-right,0px)) calc(10px + env(safe-area-inset-bottom,0px)) max(12px,env(safe-area-inset-left,0px));box-shadow:0 -10px 30px rgba(14,28,58,.25)}
  .mbar .btn{flex:1;padding:16px 10px;font-size:.95rem}
  body{padding-bottom:78px}
  .hi-launcher{display:none!important}
}
/* Phone keyboard open (a text box has focus): hide the sticky quote bar so it never crowds what you're typing. */
@media(max-width:760px){body:has(:is(input,textarea,select,[contenteditable=true]):focus) .mbar{display:none}body:has(:is(input,textarea,[contenteditable=true]):focus){padding-bottom:0}}

/* ============ Utilities ============ */
.mt0{margin-top:0}.mb0{margin-bottom:0}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* ============ Honesty.AI chat (Entratus) ============ */
.ent-canvas-wrap{max-width:calc(720px + 40px);margin:0 auto;padding:0 20px}
.ent-canvas-wrap.has-canvas{padding-top:24px;padding-bottom:8px}
#entratus-canvas{margin:0}
html.ent-on .hi-launcher{display:none}
/* Home: conversation runs inline in the hero; the widget's own window stays off-screen. */
html.ent-inline #entratus-chat-widget-container{position:fixed!important;left:-10000px!important;top:0!important;opacity:0!important;pointer-events:none!important}
html.ent-inline .hi-launcher{display:inline-flex}
.hero .ent-canvas-wrap{max-width:none;padding:0;text-align:left}
.hero .ent-canvas-wrap.has-canvas{padding:0;background:#fff;border-radius:8px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);overflow:hidden;color:var(--ink)}
.hi-hero-media:has(.ent-canvas-wrap.has-canvas)>img{display:none}
.hi-chatting .chips{display:none}
.hi-ichat{scroll-margin-top:96px;background:#fff;color:var(--ink);border-radius:6px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);max-width:640px;width:100%;margin:0;overflow:hidden;text-align:left;border-top:5px solid var(--gold)}
.hi-ichat[hidden]{display:none}
.hi-ichat-head{display:flex;align-items:center;gap:10px;padding:10px 10px 10px 14px;background:var(--navy-2);color:#fff}
.hi-ichat-head img{width:34px;height:34px;border-radius:50%;object-fit:cover;object-position:center top;background:#dce6f7;flex:0 0 34px}
.hi-ichat-who{flex:1;min-width:0;line-height:1.2}
.hi-ichat-who b{display:block;font:800 1.05rem/1.1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;color:#fff}
.hi-ichat-who span{font-size:.78rem;color:#B9C5DC}
.hi-ichat-who i{display:inline-block;width:7px;height:7px;border-radius:50%;background:#49D17F;margin-right:6px;vertical-align:1px}
.hi-ichat-reset{background:none;border:0;color:var(--gold);font:800 .78rem/1 var(--f-head);letter-spacing:.12em;text-transform:uppercase;cursor:pointer;padding:9px;border-radius:4px}
.hi-ichat-reset:hover{background:rgba(255,255,255,.08)}
.hi-ichat-close{background:none;border:0;color:#C5CFE3;font-size:1.5rem;line-height:1;cursor:pointer;width:36px;height:36px;border-radius:4px}
.hi-ichat-close:hover{background:rgba(255,255,255,.08);color:#fff}
.hi-ichat-log{max-height:min(420px,calc(100vh - 300px));max-height:min(420px,calc(100dvh - 300px));min-height:120px;overflow-y:auto;overscroll-behavior:contain;padding:14px;display:flex;flex-direction:column;gap:10px;scroll-behavior:smooth}
.hi-msg{max-width:88%;padding:11px 14px;border-radius:12px;font-size:.98rem;line-height:1.5}
.hi-msg p{margin:0 0 .6em}.hi-msg p:last-child{margin:0}
.hi-msg--bot{align-self:flex-start;background:var(--canvas-2);color:var(--ink);border-bottom-left-radius:3px}
.hi-msg--user{align-self:flex-end;background:var(--brand);color:#fff;border-bottom-right-radius:3px}
.hi-msg a{color:inherit;text-decoration:underline}
.hi-dots{display:inline-flex;gap:4px;padding:4px 0}
.hi-dots i{width:7px;height:7px;border-radius:50%;background:var(--muted);animation:hiDot 1.2s infinite ease-in-out}
.hi-dots i:nth-child(2){animation-delay:.15s}.hi-dots i:nth-child(3){animation-delay:.3s}
@keyframes hiDot{0%,80%,100%{opacity:.25;transform:translateY(0)}40%{opacity:1;transform:translateY(-3px)}}

html:not(.ent-inline) #entratus-chat-widget-container{position:fixed;left:0;bottom:0;width:0;height:0;overflow:visible;z-index:9990}
/* Entratus float widget (inner pages), re-skinned to the site: navy window, gold accents, site fonts.
   Its colors are inline styles, so overrides need !important. */
#entratus-chat-widget-container .chat-window{--user-message-color:#3F6098!important;--user-message-text-color:#fff!important;--bot-message-color:#172B55!important;--bot-message-text-color:#EAF0FB!important;background:var(--navy)!important;border-top:5px solid var(--gold)!important;border-radius:8px 8px 0 0!important;font-family:var(--f-sans)!important}
#entratus-chat-widget-container .chat-window *:not(svg):not(path){font-family:var(--f-sans)}
#entratus-chat-widget-container .header{background:var(--navy-2)!important;border-bottom:1px solid rgba(255,255,255,.08)}
#entratus-chat-widget-container .header-name,#entratus-chat-widget-container .condensed-sender__name{font-family:var(--f-head)!important;font-weight:800!important;letter-spacing:.14em!important;text-transform:uppercase}
#entratus-chat-widget-container .header-name{font-size:1.15rem!important;color:#fff!important}
#entratus-chat-widget-container .condensed-sender__name{color:var(--gold)!important}
#entratus-chat-widget-container .condensed-sender__dot{background:var(--gold)!important}
#entratus-chat-widget-container .header-subtitle{color:#B9C5DC!important}
#entratus-chat-widget-container .input-container{background:var(--navy-2)!important;border-top:1px solid rgba(255,255,255,.08)}
#entratus-chat-widget-container textarea{border-radius:4px!important;border:1.5px solid rgba(255,255,255,.18)!important;background:rgba(255,255,255,.06)!important;color:#fff!important}
#entratus-chat-widget-container textarea:focus{border-color:var(--gold)!important;outline:0}
#entratus-chat-widget-container .send-button{background:var(--gold)!important;color:var(--gold-ink)!important;border-radius:4px!important}
#entratus-chat-widget-container .camera-button,#entratus-chat-widget-container .file-button,#entratus-chat-widget-container .mic-button{color:#B9C5DC!important}
#entratus-chat-widget-container .floating-chat-icon{background-color:var(--navy)!important;box-shadow:0 0 0 3px var(--gold),0 14px 30px -10px rgba(14,28,58,.6)!important;--launcher-glow-rgb:255,178,30!important}
#entratus-chat-widget-container button.connect-card{border-radius:6px!important}
/* Text inside the navy window: Entratus' condensed layout is transparent with dark text, so set it light. */
#entratus-chat-widget-container .chat-window .condensed-view,#entratus-chat-widget-container .chat-window .condensed-bot-text,#entratus-chat-widget-container .chat-window .condensed-bot-text :is(p,li,span,strong,b,em,h1,h2,h3,h4,td,th){color:#EAF0FB!important}
#entratus-chat-widget-container .chat-window .condensed-view a,#entratus-chat-widget-container .chat-window .message a{color:var(--gold)!important}
#entratus-chat-widget-container .chat-window :is([class*="user-text"],[class*="condensed-user"]){color:#fff!important}
#entratus-chat-widget-container .header .close-button,#entratus-chat-widget-container .header button{color:#DCE4F3!important}
#entratus-chat-widget-container .header button:hover{color:var(--gold)!important}
#entratus-chat-widget-container .connect-panel__section-label{color:#5B6B86!important}
#entratus-chat-widget-container .connect-card__chev{color:#7A8AA6!important}
body:has(#entratus-chat-widget-container .chat-window.open) .qpill{display:none}
@media(max-width:760px){#entratus-chat-widget-container .floating-chat-icon{bottom:92px!important;width:60px!important;height:60px!important}}

/* Hero chat: markdown in bot replies (lists, headings, plan-comparison tables). */
.hi-msg ul,.hi-msg ol{margin:.4em 0 .6em;padding-left:1.25em}
.hi-msg li{margin:.15em 0}
.hi-msg h1,.hi-msg h2,.hi-msg h3,.hi-msg h4{font:800 1rem/1.3 var(--f-head);margin:.6em 0 .3em;letter-spacing:.02em}
.hi-msg p{margin:0 0 .55em}.hi-msg p:last-child{margin-bottom:0}
.hi-msg hr{border:0;border-top:1px solid var(--line);margin:.7em 0}
.hi-msg code{font-size:.9em;background:rgba(14,28,58,.06);padding:1px 4px;border-radius:3px}
.hi-md-table{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:.5em 0 .7em;border:1px solid var(--line);border-radius:6px;background:#fff}
.hi-md-table table{border-collapse:collapse;width:100%;min-width:100%;font-size:.88rem;line-height:1.35}
.hi-md-table th,.hi-md-table td{padding:7px 10px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line);white-space:nowrap}
.hi-md-table td{white-space:normal;min-width:6.5em}
.hi-md-table th{background:var(--navy);color:#fff;font:800 .75rem/1.2 var(--f-head);letter-spacing:.08em;text-transform:uppercase}
.hi-md-table tr:last-child td{border-bottom:0}
.hi-md-table tbody tr:nth-child(even) td{background:#f6f8fc}
.hi-msg--bot:has(.hi-md-table){max-width:100%}